| TYPE OF LOAN | WHO PAYS WHAT AT CLOSING | |
| * Please note: This is ONLY a guide. These and other miscellaneous items may be charged to either the Buyer or Seller depending on the Lender or Investor requirements or purchase agreement. | ||
| BUYERS | SELLERS | |
| Origination Fee | Real Estate Commission | |
| Discount Points | Assignment Recording Fee | |
| F | Appraisal | Deed & Affidavit Recording Fee |
| Credit Report | Owners Title Insurance | |
| H | Prepaid Interest | Document Prep Fee |
| Homeowner's Insurance (1st yr) | Underwriting Fee | |
| A | Escrows - Insurance and Taxes | Tax Service Fee |
| Closing Fee | Courier/Fed X Fee | |
| Mortgage & Rider Recording Fees | ||
| Survey | ||
| Mortgage Insurance Premium (MIP) | ||
| Inspection Fee | ||
| Water Test - FHA (Lead/Bacteria) | ||
| Misc. Mortgage Broker/Investor Fee | ||
| BUYERS | SELLERS | |
| Origination Fee | Real Estate Commission | |
| V | Appraisal | Discount Point Fee |
| Credit Report | Inspection Fee | |
| A | Prepaid Interest | Assignment Recording Fee |
| Homeowner's Insurance (1st yr) | Deed & Affidavit Recording Fee | |
| Escrows - Insurance and Taxes | Owners Title Insurance | |
| Document Prep Fee | ||
| Underwriting Fee | ||
| Termite & Water Inspection | ||
| Tax Service Fee | ||
| Closing Fee | ||
| BUYERS | SELLERS | |
| Mortgage Title Insurance | Real Estate Commission | |
| C | Survey | Deed & Affidavit Recording Fee |
| V.A. Funding Fee | Owners Title Insurance | |
| O | Mortgage & Rider Recording Fee | |
| Misc. Mortgage Broker/Investor Fee | ||
| N | Origination Fee | |
| Appraisal | ||
| V | Credit Report | |
| Prepaid Interest | ||
| Homeowner's Insurance (1st yr) | ||
| Escrows - Insurance and Taxes | ||
| Closing Fee | ||
| Mortgage Title Insurance | ||
| Mortgage, Rider & Assignment, Recording Fees | ||
| Survey | ||
| Discount Points | ||
| FNMA Underwriting Fee | ||
| 1 Year PMI | ||
| Inspection Fee | ||
| Misc. Mortgage Broker/Investor Fee | ||